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Income Protection

Disability Insurance

Your income is your most valuable asset. Protect it.

What Is It?

Protection When You Can't Work

If an illness or injury prevents you from working, disability insurance replaces a portion of your income — typically 60–70% — so you can keep paying your bills, your mortgage, and supporting your family.

Most people insure their car, their home, even their phone — but forget to protect the income that pays for all of it.

1 in 4 workers
will experience a disability before retirement. Most are caused by illness — not accidents.
Coverage Types
Short-Term Disability
Covers a portion of your income for a few months — ideal for recovery from surgery, illness, or injury.
Long-Term Disability
Replaces income for years — or until retirement — if you're unable to return to work long-term.
Own-Occupation Coverage
Pays benefits if you can't perform your specific job — even if you could work in another capacity.
Who It's For

Built for Working Families

✓ Anyone whose family depends on their income
✓ Self-employed professionals and business owners
✓ Dual-income households protecting their lifestyle
✓ Anyone with a mortgage, car payment, or regular bills
✓ Professionals aged 25–60 in their peak earning years
Key Benefits

Keep Your Life on Track

✓ Replace 60–70% of your income tax-free
✓ Covers both illness and injury
✓ Keeps mortgage and bill payments going
✓ Protects your retirement savings from being drained
✓ Peace of mind for your entire family
Ready to protect your income?

Talk to a licensed advisor — no cost, no pressure.

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